{"id":9483,"date":"2023-10-10T07:29:45","date_gmt":"2023-10-10T07:29:45","guid":{"rendered":"https:\/\/provisional.com.es\/toscanolex\/?p=9483"},"modified":"2023-10-10T07:29:48","modified_gmt":"2023-10-10T07:29:48","slug":"primera-vivienda-en-andalucia","status":"publish","type":"post","link":"https:\/\/provisional.com.es\/toscanolex\/primera-vivienda-en-andalucia\/","title":{"rendered":"PRIMERA VIVIENDA EN ANDALUCIA"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\u00bfTiene hasta 35 a\u00f1os y est\u00e1 interesado en comprar su primera vivienda en Andaluc\u00eda?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La Resoluci\u00f3n de 7 de septiembre de 2023 ha venido a facilitar el acceso a la vivienda habitual a las personas j\u00f3venes. Aquellas personas mayores de edad y hasta 35 a\u00f1os incluidos podr\u00e1n verse beneficiadas por el programa garant\u00eda de vivienda joven de la Junta de Andaluc\u00eda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Habitualmente, las entidades bancarias conceden financiaci\u00f3n hipotecaria hasta un 80% del valor de tasaci\u00f3n de la vivienda, por lo que el resto del precio, as\u00ed como los gastos (Notar\u00eda, impuestos y registro), deben ser aportados en el momento de la compra por los compradores. Este hecho dificulta el acceso a la vivienda por la imposibilidad de obtener el ahorro suficiente como para afrontar el resto del pago.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00bfCu\u00e1les son los beneficios?&nbsp; La garant\u00eda alcanzar\u00e1 el importe del pr\u00e9stamo que exceda del 80 % del precio de referencia y hasta el 95 % del mismo, siendo como m\u00e1ximo del 15 % del precio de referencia o \u201cvalor fiscal\u201d de la vivienda.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQui\u00e9nes pueden ser los beneficiarios?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Los que cumplan el requisito de la edad, en caso de haber m\u00e1s de un comprador, al menos uno de ellos debe cumplir este requisito.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No ser titulares en pleno dominio de otra vivienda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No tener deudas con seguridad social, etc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En <a href=\"https:\/\/www.instagram.com\/toscanolex\/?next=%2F&amp;hl=es\">Toscanolex<\/a> somos especialistas en Derecho inmobiliario, si tiene cualquier duda contacte con nosotros.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><u>Are you up to 35 years old and interested in buying your first home in Andalusia?<\/u><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Resolution of September 7, 2023 has come to facilitate access to the habitual residence for young people. Those of legal age and up to 35 years included may benefit from the young housing guarantee program of the Junta de Andaluc\u00eda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Usually, banks grant mortgage financing up to 80% of the appraised value of the home, so the rest of the price, as well as the expenses (Notary, taxes and registration), must be provided at the time of purchase by the buyers. This fact hinders access to housing due to the impossibility of obtaining sufficient savings to meet the rest of the payment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What are the benefits?&nbsp; The guarantee will reach the amount of the loan that exceeds 80% of the reference price and up to 95% of it, being a maximum of 15% of the reference price or &#8220;fiscal value&#8221; of the house.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Who can be the beneficiaries?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Those who meet the age requirement, if there is more than one buyer, at least one of them must meet this requirement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Not be holders in full domain of another home.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Not having social security debts, etc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In <a href=\"https:\/\/provisional.com.es\/toscanolex\/contacto\/\">Toscanolex<\/a> we are specialists in real estate law, if you have any questions contact us.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfTiene hasta 35 a\u00f1os y est\u00e1 interesado en comprar su primera vivienda en Andaluc\u00eda? La Resoluci\u00f3n de 7 de septiembre [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":9484,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[85,86,84,114,90,109,112,115,92,91,93,113],"class_list":["post-9483","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar","tag-abogados-benalmadena","tag-abogados-fuengirola","tag-abogados-torremolinos","tag-andalucia","tag-compraventa","tag-derecho-civil","tag-derechoinmobiliario","tag-jovenhasta35","tag-lawyers-fuengirola","tag-lawyers-torremolinos","tag-lawyersbenalmadena","tag-primeravivienda"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PRIMERA VIVIENDA EN ANDALUCIA<\/title>\n<meta name=\"description\" content=\"PRIMERA VIVIENDA EN ANDALUCIA: \u00bfTiene hasta 35 a\u00f1os y 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