{"id":8737,"date":"2021-04-20T08:50:41","date_gmt":"2021-04-20T08:50:41","guid":{"rendered":"https:\/\/provisional.com.es\/toscanolex\/?p=8737"},"modified":"2021-04-20T08:50:44","modified_gmt":"2021-04-20T08:50:44","slug":"devolverte-interes-pagado-tarjeta","status":"publish","type":"post","link":"https:\/\/provisional.com.es\/toscanolex\/devolverte-interes-pagado-tarjeta\/","title":{"rendered":"\u00bfDEVOLVERTE EL INTER\u00c9S PAGADO DE UNA TARJETA?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\u00bfTIENES O HAS TENIDO UNA TARJETA \u201cWIZINK BANK\u201d, \u201cCOFIDIS\u201d, CAIXABANK, CARREFOUR PASS?<\/strong> <strong><u>Si la respuesta es S\u00cd<\/u><\/strong>, este art\u00edculo te interesa ya que, pueden devolverte el inter\u00e9s pagado por el uso de una tarjeta. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Las tarjetas revolving son un tipo de tarjetas de cr\u00e9dito que permiten aplazar el pago de las compras, aplicando unos intereses. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El Tribunal Supremo en 2015 se pronunci\u00f3 al respecto de los intereses usurarios que suponen la contrataci\u00f3n de este tipo de tarjetas. Ahora, el Juzgado de 1\u00aa Instancia 4 de C\u00e1diz se pronuncia obligando a COFIDIS a devolver \u00edntegramente las cantidades que excedan del capital prestado, con sus correspondientes intereses al cliente.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La tarjeta en cuesti\u00f3n ten\u00eda un inter\u00e9s remuneratorio T.A.E. del 24,51% (tipo de inter\u00e9s nominal por pago aplazado del 1,90% nominal mensual). El cliente que contrat\u00f3 la tarjeta hac\u00eda uso de la misma para la realizaci\u00f3n de diferentes compras.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La Sentencia se basa en lo dispuesto en la Ley de Usura que dispone que ser\u00e1 nulo cualquier contrato de pr\u00e9stamo con un inter\u00e9s notablemente superior al normal del dinero y desproporcionado. El inter\u00e9s legal del dinero actualmente se encuentra en un 3%, por lo que aplicar un 24% resulta totalmente desproporcionado para el contratante.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><u>ENTONCES, \u00bfPUEDEN DEVOLVERTE EL INTER\u00c9S PAGADO DE UNA TARJETA? <\/u><\/strong>Declara la nulidad del contrato, por lo que, COFIDIS deber\u00e1 devolver \u00edntegramente todas las mensualidades cobradas de m\u00e1s por este tipo de intereses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/provisional.com.es\/toscanolex\/\">ToscanoLex<\/a> es un despacho de abogados, con oficinas f\u00edsicas en Torremolinos y Fuengirola. Trabajamos en toda la Costa del Sol y somos especialistas en Derecho Civil, por lo que si estas interesado en conocer si puedes reclamar la devoluci\u00f3n de intereses usurarios o abusivos ponte en contacto con nosotros. Somos especialistas en la materia. \u00bfA qu\u00e9 esperas?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00a1No olvides que tambi\u00e9n puedes seguirnos en todas nuestras&nbsp;<a href=\"https:\/\/www.instagram.com\/toscanolex\/?hl=es\">redes sociales<\/a>!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfTIENES O HAS TENIDO UNA TARJETA \u201cWIZINK BANK\u201d, \u201cCOFIDIS\u201d, CAIXABANK, CARREFOUR PASS? Si la respuesta es S\u00cd, este art\u00edculo te [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":8738,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8737","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfDEVOLVERTE EL INTER\u00c9S PAGADO DE UNA TARJETA? - Toscanolex<\/title>\n<meta name=\"description\" content=\"Si a la pregunta \u00bfDEVOLVERTE EL INTER\u00c9S PAGADO DE UNA TARJETA? 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